Rescue Your Finances by Infinite Ideas

Author:Infinite Ideas [Infinite Ideas]
Language: eng
Format: epub
Publisher: Infinite Ideas Ltd
Published: 2011-12-12T00:00:00+00:00

A quick compare and contrast between what you have coming in and what you have going out will highlight where you may have budgetary hotspots, i.e. points in the year when the numbers look a bit grim. The challenge now is to develop a plan for preventing those hotspots getting the better of you, maybe by adjusting down your spending plans, or perhaps by selling off your old stamp collection. The key here is that you have some time to sort out a sensible solution.

Here’s an idea for you…

You really are storing up problems if you consistently overspend, even if it’s only by a small amount. To give an example: your disposable income is £180 a week, but you’re spending £200, increasing your debt by £1,040 a year – and that’s before adding in the interest, probably in the region of 15 per cent a year. It doesn’t matter how high your income is if you consistently spend more than you earn.

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